Your First Step Home

Getting Pre-Approved, Made Simple

Thinking about buying a home? Getting pre-approved is easier than it sounds — and it's the smartest first move you can make.

So, what exactly is a pre-approval?

Think of a pre-approval as a friendly green light from a lender. It's a letter that says, "Based on your finances, here's roughly how much home you can comfortably afford." That's it — no commitment, no obligation.

Having one in hand makes you a serious buyer in the eyes of sellers, helps you shop with a clear budget, and can speed things up once you find the home you love. Most buyers feel a wave of relief once they have it, because the guesswork disappears.

How it works — in 3 easy steps

No pressure. Just a clear path forward.

1

Reach out to us

Send us a quick message or give us a call. We'll have a relaxed conversation about your goals — wherever you are in the process is the right place to start.

2

Gather a few documents

We'll let you know which items help, and we'll help you collect them. Missing something? No problem — we'll figure it out together.

3

Get your letter

Our preferred lender reviews everything and issues your pre-approval letter — your green light to start house hunting with confidence.

Required Documents for Your Pre-Approval

Here are the items that are typically helpful for a pre-approval. Don't worry if you can't check every box — We'll work with whatever you have.

Income

  • Your two most recent pay stubs (about 30 days of earnings)
  • W-2 statements from the last two years
  • Self-employed? Your last two years of business tax returns

Personal

  • A government-issued photo ID
  • Your Social Security card
  • Mortgage statement, insurance policy, and property tax bill for any homes you already own

Assets

  • Two recent bank statements to show your down payment funds (all pages, even blank ones)
  • 401(k), IRA, or other asset statements if you'll use them for closing or reserves

Missing a document? We've got you.

If something on this list isn't easy to find — or you're not sure where to start — that's exactly what we're here for. Reach out and our team will help you track down what's needed and guide you through the rest. You're never doing this alone.

Our Preferred Lender

Get Pre-Approved with Primesource Lending

We've partnered with Primesource Lending because they share our commitment to clear communication and treating buyers like family. When you're ready, we'll connect you directly — and stay by your side the whole way through.

Have your documents ready? Email them to info@cal1re.com.yfbusvxrx4-9249ggxmo3kr.p.temp-site.link
or call us at 714-485-6353 — we're happy to help.